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Citizens State Bank offers a wide variety of loan options. For specific details on loans, to find the best product for you or to apply, please visit with one of our friendly loan officers at either of our convenient bank locations.

Installment/Personal Loans
  • Competitive interest rates*
  • Flexible terms
  • Fast Friendly Service
  • Loan Modification & Student Loan Processing (Trinity)
  • Numerous In-House plans available to suit your needs with fixed rates* and flexible terms
  • Amortized up to 25 years depending upon loan type
  • Competitive interest rates*
  • Secondary Market Loans available with flexible terms and fixed rates*
Home Equity Loans
  • Low monthly payments
  • Interest may be tax deductible (consult your tax advisor)
  • Convenient access to funds
  • Competitive interest rates*
Agricultural Loans
  • Competitive interest rates*
  • Land, machinery or livestock purchases
  • Operating lines of credit
  • Farm Services Agency (FSA) Lender
  • Other Government Agencies
Commercial Loans
  • Competitive interest rates*
  • Flexible terms
  • Small Business Administration (SBA) Participating Lender
  • Merchant Cash Advance Lender (more info)
  • Building, equipment and operating loans
*Contact one of our convenient bank locations for our current rates.

100 N. Lawler; Postville, Iowa  ·  Phone (563) 864-7615
820 11th Ave. SW; Waukon, Iowa  ·  Phone (563) 568-5234
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